The end of the year is great time for reflection and relaxation, particularly during the holiday season. It’s also a great time to do a little bit of planning. In this piece, we offer four conversation starters for discussing wealth planning concepts with family.

Elections and the policies they produce matter, but they have not been the primary driver of market returns over the long run. Economic fundamentals and earnings matter far more. Many investors understandably have strong feelings about the results, but it’s important not to let those emotions alter or derail your long-term goals--and the plans you’ve put in place for achieving them.